The graphic on the left says it all. That is your money. Health Insurance companies are a cancer to our society. They are immoral as their executives make tens of thousands per day even as they deny coverage and healthcare to those who pay premiums and to the poor.
Obamacare is just the start. Ensuring that this evil, and immoral system of making huge profits from simply paying a medical bill will eventually end. It requires however that every American Citizen not fall for the coercive advertising these guys use to make us vote against our own interest.
The survival of the working middle class depends on you educating yourself on the issues. Disregard what you are hearing from a rabid Right Wing that is now lying and attempting to scare you into thinking all the wonderful outcomes of the Affordable Care Act are less than beneficial. Stay informed from reliable sources.