We are all somehow the sum of the events of our lives. I would like to believe in Karma; as ye sow, so shall ye reap but who really knows. In the end, given a choice, I choose kindness.
The coming deflation in real estate will be driven by student debt.
The student debt crisis does not only affect those with student debt, mostly younger GenXers and below, baby boomers and anyone with a home, real estate.